Your Capital Compendium

Every asset.One intelligent view.

Consolidate brokerage accounts, private investments, funds, and manually tracked holdings. Understand performance, risk, and future outcomes from one real-time, FX-adjusted capital dashboard.

Listed investmentsPrivate assetsMulti-currency cash

Explore the Product

Built for self-directed investors, family capital, and portfolios that span more than one account, currency, or asset class.

CAPITAL UNIVERSE

Updated now

Total capital

S$1,248,300+4.2% YTD

FX-adjusted across every connected source

BrokerageSyncedS$612k

Private assetsTrackedS$418k

Funds & cashUnifiedS$218k

5asset groups

One allocation view

Portfolio momentum12M

Portfolio alignedRisk, goals, and ownership in context

One continuous capital workflow

From scattered holdings to confident decisions.

Capendium connects what you own, how it has performed, where risk is concentrated, and whether your capital is on course—without rebuilding the same answer across multiple spreadsheets.

One source of truth

Across listed, private, and manually tracked capital

One performance language

Across accounts, currencies, and time periods

One decision loop

From understanding today to planning what comes next

Inside Capendium

Your capital has a story.Scroll through it.

Six essential product experiences, arranged as one continuous journey from fragmented holdings to confident action.

01Overview

Know what your entire portfolio is worth.

A single, current view of NAV, net investment, money-weighted returns, volatility, allocation, and monthly performance.

Live and stored NAV context
XIRR and time-weighted returns
Benchmark-aware performance

Next: Multi-asset holdings

CAPENDIUM

Demo Family PortfolioIllustrative data

Portfolio Value

S$1,248,300

Indicative · updated now

Total Gain

S$268,300

Money-weighted: 11.4% /yr

Ann. Return

9.8%

Benchmark: 7.1%

Volatility

8.7%

Benchmark: 11.2%

Portfolio Performance

Current NAV vs net investment (S$)

AllYTD1Y6M

Allocation

Global Equity

32%

SG Bonds

22%

Private Equity

18%

Money Market

16%

Cash

12%

Monthly Returns (%)

JanMarMayAug

02Multi-asset holdings

Bring listed, private, and manual assets together.

See brokerage positions alongside private investments, funds, and cash—translated into one base currency without flattening the underlying detail.

IBKR-connected positions
Manual NAV assets
FX-adjusted values

Next: Risk analytics

CAPENDIUM

Demo Family PortfolioIllustrative data

Holdings

Every listed and manually tracked asset in one FX-adjusted view.

Portfolio Value

S$1.248M

Across 5 asset groups

Base Currency

SGD

USD holdings translated

Liquid Assets

82.0%

Public markets and cash

Private Assets

18.0%

Manually tracked NAV

Holdings Snapshot

Holding	Type	Value (SGD)	Weight	Return
Global Equity ETF	Equity	S$399,456	32.0%	+14.2%
Singapore Bonds	Fixed Income	S$274,626	22.0%	+4.1%
Private Equity Fund	Private Equity	S$224,694	18.0%	+10.8%
Money Market Fund	Cash	S$199,728	16.0%	+3.5%
Cash Reserve	Cash	S$149,796	12.0%	—

Allocation by Type

● Equity 32%● Bonds 22%● Private 18%● Cash 28%

Data Sources

Interactive BrokersSynced

Private investmentsManual NAV

FX ratesUpdated

03Risk analytics

Understand what is driving return and risk.

Move beyond headline performance with portfolio ratios, fund-level comparisons, risk/return positioning, and historical drawdowns.

Sharpe, Sortino, beta, alpha
Risk/return scatter
Drawdowns and correlations

Next: Goals & projection

CAPENDIUM

Demo Family PortfolioIllustrative data

Analytics

Risk and return characteristics of the full portfolio.

Sharpe Ratio

1.24

Risk-adjusted return

Sortino Ratio

1.71

Downside-adjusted

Portfolio Beta

0.76

Versus benchmark

Max Drawdown

-8.4%

Historical peak to trough

Risk/Return Scatter

Annualised return vs volatility

Volatility →Return →

Global Equity

SG Bonds

Private Equity

Money Market

Fund Metrics

FundReturnVol.Sharpe

Global Equity12.6%14.2%0.89

SG Bonds4.1%4.8%0.72

Private Equity10.8%11.6%0.81

Money Market3.5%0.7%1.43

Drawdown Over Time

04Goals & projection

Measure whether your capital is on course.

Turn portfolio assumptions into Monte Carlo paths, goal probabilities, and an estimated achievement date that updates with your capital.

Probability of success
P10–P90 outcome bands
Contributions and target dates

Next: Planning

CAPENDIUM

Demo Family PortfolioIllustrative data

Goals

Monte Carlo projection of your portfolio against each goal.

+ Add Goal

Family Capital Reserve

Target S$2.0M by Dec 2036 · DCA S$3K/mo

On course

Progress

62%

S$1.25M / S$2.0M

P(hit)

82%

By Dec 2036

P50 hit

Aug 2034

Median path

Horizon

10.3y

From today

05Planning

Translate portfolio intent into clear actions.

Model buys, sells, deposits, and withdrawals before acting, then compare current, target, and projected weights in one place.

Target-weight drift
Trade simulation
Recurring investment planning

Next: Shared capital

CAPENDIUM

Demo Family PortfolioIllustrative data

Rebalancing Simulator

Model trades before committing capital.

Portfolio Value

S$1.248M

Before trades

Target Drift

3.0%

Largest absolute drift

Trade Volume

S$74.9K

6.0% turnover

Cash After

S$149.8K

12.0% target

Current → Target → After

Fund	Current	Target	Action	Amount	After
Global Equity	32.0%	30.0%	SELL	S$24,966	30.0%
SG Bonds	22.0%	25.0%	BUY	S$37,449	25.0%
Private Equity	18.0%	18.0%	HOLD	—	18.0%
Money Market	16.0%	15.0%	SELL	S$12,483	15.0%
Cash	12.0%	12.0%	HOLD	—	12.0%

Weight Comparison

Global Equity32.0% → 30.0%

SG Bonds22.0% → 25.0%

Private Equity18.0% → 18.0%

Money Market16.0% → 15.0%

06Shared capital

Keep ownership clear without exposing the full ledger.

Maintain pooled capital centrally while publishing controlled, member-specific statements with balances and performance.

Capital-account ownership
Published member statements
View-only member access

CAPENDIUM

Demo Family PortfolioIllustrative data

Owners

Track shared capital and publish controlled member statements.

Capital Accounts

Members and structures

Total Capital

S$1.248M

Reconciled to portfolio NAV

Published

2 of 3

Latest member statements

Member Access

View only

No portfolio-level access

Capital Accounts

Family Member A41.2%S$514,300Published

Family Member B33.8%S$421,900Published

Family Trust25.0%S$312,100Draft

Member Statement

Family Member A

Published

Opening balanceS$488,600

Net capital movementS$10,000

Investment performance+S$15,700

Closing balanceS$514,300

Members see only their published statement—not the underlying portfolio ledger.

Capabilities

Four disciplines. One connected system.

Each capability builds on the same capital record, so insight carries forward instead of being rebuilt in another tool.

Consolidate

See every holding in context

Bring Interactive Brokers positions together with funds, private investments, cash, and manually tracked assets in one multi-currency view.

Dashboard
Holdings
Owners & statements

Understand

Know what is driving your returns

Move beyond account balances with money-weighted and time-weighted returns, risk ratios, beta, volatility, and drawdown analysis.

Performance
Analytics
Risk & drawdowns

Project

Test whether today supports tomorrow

Model long-term capital outcomes with Monte Carlo projections, adjustable assumptions, contributions, and goal probabilities.

Projection
Goals
Monte Carlo paths

Act

Turn insight into a rebalance plan

Compare current and target weights, identify drift, and translate portfolio intent into a clear set of capital actions.

Rebalance
Recurring Investment
Target weights

Who Capendium is for

Built for capital that does not fit in one account.

Whether you invest independently or steward capital with people you trust, Capendium keeps the full picture coherent.

For individuals

Self-directed investors

A complete view for investors whose capital spans brokerages, funds, cash, and assets that do not arrive in a tidy statement.

Ideal for multi-asset, multi-currency portfolios

For shared capital

Family & friends portfolios

Track pooled capital and shared accounts with a consistent view of ownership, performance, risk, and portfolio direction.

Ideal for small, trusted investment pools

For family capital

Long-horizon stewards

See public and private holdings together, test long-term outcomes, and keep allocation decisions anchored to capital goals.

Ideal for family investment structures

Security by design

Your capital data stays yours.

Capendium is designed around read-only connections, encrypted credentials, and per-user data isolation. Your portfolio data is never sold or used for advertising.

Read our privacy practices →

Read-only broker access
Interactive Brokers sync reads account statements only — it cannot trade or withdraw funds.
AES-256-GCM encryption
Broker credentials are encrypted at rest and every connection is served over HTTPS.
Per-user data isolation
Postgres Row-Level Security restricts each account to its own portfolio data.
Singapore-region storage
Portfolio data is stored through Supabase infrastructure hosted in Singapore.